Today’s nisab — free for every Muslim org.
A fiqh-reviewed zakat calculator and live nisab display. Drop it into your donation page in two minutes. We pay for the metals API so the entire sector can standardize on accurate numbers.
Live nisab values
As of 2026-07-26. The headline is the realizable nisab — what a person actually receives selling their metal to a dealer (the fairer threshold). The higher live spot price sits beside it; tap the ⓘ on each card for why they differ. Values refresh daily from a basket of named public sources — see the methodology below for every source and the averaging formula. For the consumer-facing view of today’s number, see nisabvalue.com.
live spot: $11,400why?
live spot: $1,146why?
Classical fiqh references both gold and silver as nisab thresholds. In the time of the Prophet ﷺ they were roughly equivalent. Today silver is far cheaper, making silver-based nisab include far more donors. Most contemporary scholars recommend silver nisab when it benefits more recipients (smaller threshold = more zakat collected for the poor); some madhāhib prefer the gold standard for protection of the donor’s own savings. The choice has spiritual implications — there is no purely-mathematical right answer.
Methodology — adopting the NZF standard
The LBMA spot benchmark is what institutions pay each other for wholesale 24k bullion — not what you would actually receive selling your gold or silver today. Dealers price in their margins plus cleaning, transport, storage, and security, so real-world quotes typically run about 10% under spot, and up to 30% depending on carat, weight, and dealer. A nisab pegged to spot alone overstates the realizable value of a person’s metal — and can wrongly push someone over the threshold.
We pull live spot from named metals APIs each day, then derive the realizable value by applying a published, calibrated dealer margin— the National Zakat Foundation (UK) standard of about 10% under spot, dated and shown in the table below — rather than scraping dealer “sell-to-us” pages. We do this deliberately: dealer sites block automated access and change constantly, so a margin you can see and reproduce is both more transparent and more stable than a fragile scrape that breaks silently. The result is converted to the classical thresholds of 87.48 g gold and 612.36 g silver. Where our metals API exposes the live market bid/ask, we publish it too — but its spread is institutional, not the retail haircut, so it’s shown for transparency only.
| Source | Kind | Gold $/oz | Silver $/oz | Updated | Status |
|---|---|---|---|---|---|
MetalPriceAPI — LBMA spot benchmark | spot benchmark | $4,052.70 | $58.16 | Jul 26, 2026, 3:00 AM UTC | live |
Gold-API.com — live spot feed | spot benchmark | $4,053.70 | $58.28 | Jul 26, 2026, 3:00 AM UTC | live |
MetalPriceAPI — live market bid/ask Live market bid / ask — for transparency; the retail margin is applied separately. | live bid/ask | $4,050.41 / $4,054.99 | $58.08 / $58.25 | Jul 26, 2026, 3:00 AM UTC | live |
We publish every source and the formula — if a source is in the basket, you can see it here. For the full write-up, see every source and the averaging formula.
Calculate your full zakat →
The nisab is just the threshold. The complete worksheet covers cash, gold and silver, stocks, 401(k) and retirement accounts, receivables, trade goods — and the liabilities you can deduct — with the fiqh nuance built in and every point of difference labeled inline.
Embed it on your site
Two ways to embed — iframe (simplest) or script (better integration with your existing donor flows).
<iframe src="https://ihsanstandard.org/embed/nisab?style=light"
width="400" height="600" frameborder="0"></iframe>Zero-config. Works on any CMS.
<script src="https://ihsanstandard.org/widget/nisab.js"
async data-style="light" data-org="your-org-slug"></script>Async loader. Inherits page styles. Org slug enables calculator-drift telemetry back to your dashboard.
Visual variants
Three styles ship out-of-the-box. Set via ?style= or data-style.
Reference nisab as of 2026-07-26 · daily multi-source basket — see methodology. 2.5% is the standard zakat al-māl rate. This tool is for guidance; consult a qualified scholar for edge cases.
Reference nisab as of 2026-07-26 · daily multi-source basket — see methodology. 2.5% is the standard zakat al-māl rate. This tool is for guidance; consult a qualified scholar for edge cases.
Reference nisab as of 2026-07-26 · daily multi-source basket — see methodology. 2.5% is the standard zakat al-māl rate. This tool is for guidance; consult a qualified scholar for edge cases.
Look up a past date’s nisab
Catching up on a missed zakat year? Enter a past zakat-anniversary date to see the realizable gold and silver nisab that applied then, so you can apply the correct threshold for that year.
Free for every UmmahPassport org.
This widget is free for all organizations registered on UmmahPassport. No strings attached. We pay for the metals-price API. We provide it because we want the entire sector to standardize on accurate, fiqh-reviewed zakat tools. Calculators that drift from real-world nisab harm donors — and harm trust in Muslim institutions.
We require an UmmahPassport account so we can notify your org of nisab updates and prevent abuse — but the widget itself is free.
Gold vs. silver — the fiqh reasoning
Lower threshold (~$590) means more donors are obligated and more wealth reaches the recipients. Held by AMJA, the European Council for Fatwa & Research, and Shaykh Yusuf al-Qaradawi (rh). Hanafī fuqahā have historically given preference to whichever threshold is lower, on grounds of caution and fulfillment of the right of the poor.
Practical implication: zakat-collecting institutions tend to prefer this standard. NZF UK, Helping Hand, Islamic Relief all default to silver.
Higher threshold (~$6,750) better matches the original economic meaning of nisab — the wealth level at which a person was considered “rich enough” to give. Held by Shaykh Ibn Bāz (rh), Shaykh Ibn ʿUthaymīn (rh) of the Saudi Permanent Committee, and many Shāfiʿī jurists.
Practical implication: protects modest savings of the middle-income donor from being classified above nisab when their real economic standing is closer to working-class.