Ihsan Standard
nisabvaluetoday.com

Today’s nisab, calculated fresh.

Updated every day from live gold and silver markets. Pick your threshold, calculate your zakat, give where it counts. Reference snapshot: 2026-09-23.

Gold nisab · realizable
$10,978
live spot: $12,198why?
Dealers pay roughly 10% under the spot / London benchmark, that gap covers their margins, refining, handling, and security. So the realizable value, what you would actually receive selling your gold, is the fairer zakat threshold, and that is the big number above. This follows the National Zakat Foundation (UK) standard. Today’s margin is 10% (standard 10% estimate).
87.48 g · @ $125.4911/g
The classical “20 mithqāl” threshold. Larger threshold, fewer donors required to pay.
Silver nisab · realizable
$1,178
live spot: $1,309why?
Dealers pay roughly 10% under the spot / London benchmark, that gap covers their margins, refining, handling, and security. So the realizable value, what you would actually receive selling your silver, is the fairer zakat threshold, and that is the big number above. This follows the National Zakat Foundation (UK) standard. Today’s margin is 10% (standard 10% estimate).
612.36 g · @ $1.9245/g
The classical “200 dirham” threshold. Smaller threshold, more donors required to pay; more zakat to recipients.
Basket of 3 live sources · updated 2026-09-23

How today’s number is made

Spot price alone overstates nisab, dealers buying real gold and silver from the public price in their margins, cleaning, transport, storage, and security, typically paying around 10% under spot and up to 30% depending on carat, weight, and dealer. So, following the National Zakat Foundation (UK) standard, we compute nisab from a daily basket of named public sources, the unweighted mean across spot benchmarks and accessible trader rates. Every source and the formula are published right here.

SourceKindGold $/ozSilver $/ozUpdatedStatus
MetalPriceAPI — LBMA spot benchmark
spot benchmark$4,338.10$66.50Sep 23, 2026, 3:00 AM UTClive
Gold-API.com — live spot feed
spot benchmark$4,335.70$66.52Sep 23, 2026, 3:00 AM UTClive
MetalPriceAPI — live market bid/ask
Live market bid / ask, for transparency; the retail margin is applied separately.
live bid/ask$4,337.88 / $4,338.32$66.48 / $66.51Sep 23, 2026, 3:00 AM UTClive
spot benchmark (per metal) = spot benchmark × (1 − calibrated margin) — realizable (NZF standard) → gold $3,903.21/oz · silver $59.86/oz
live market bid/ask (gold $4,337.88/$4,338.32 · silver $66.48/$66.51), for transparency; the spread is institutional (~0.01%), not the retail margin, so the retail margin is applied separately.
realizable margin: 10% (calibrated 2026-06-12, NZF published methodology (National Zakat Foundation UK)).
realizable nisab = spot × (1 − margin), the value you would actually receive selling to a dealer.

Calculate your zakat

Zakat calculator
Calculate your zakat for the year
Nisab threshold:
Net zakatable
$15,000
Above nisab?
Yes
Zakat owed (2.5%)
$375

Reference nisab as of 2026-09-23 · daily multi-source basket, see methodology. 2.5% is the standard zakat al-māl rate. This tool is for guidance; consult a qualified scholar for edge cases.

Why two thresholds?

Classical fiqh recognizes both a gold and silver nisab. Today silver is cheaper, so the silver threshold catches more donors and brings more zakat to recipients, that’s the standard most modern scholars recommend. The gold threshold is closer to the original economic meaning of “wealthy enough to give” and is preferred by some.